With the new cashless wave gaining momentum in India, societies all over are adopting various ways of doing their bit to forward this initiative. Here’s why everyone should go cashless starting from today –
(Firstly, to avoid this…)
Track dues and payments automatically
Now, Indians will make payments for most purchases/liabilities online. Automatic withdrawal and payment from connected accounts are also an option. So, there are no dues pending at the end of every month and that gets ticked off your to-do list instantly, without even having to make a confirmation.
Cloud-based auto sync in real-time
All transactions are updated in books online and accounts are kept up-to-date after every transaction. Even people not so good at math will like this number game. Going cashless isn’t so bad after all.
No long queues to wait around in
Queues that move quickly are a crowd favourite. A place where personal presence is optional is looked forward to by everyone, not just by introverts. Anyone who can’t be at a particular place at a specific time would appreciate such a development.
Countrywide acceptance of this stance
This line of thinking will be eventually accepted and put into practice all over the nation. So, purchasing most things gets easier when done directly using an e-account.
Chances of robbery & theft are low
When there isn’t enough to rob, why would someone painstakingly make the effort to break in and steal? Travelling outstation also gets easier since staying connected with your funds becomes more flexible. This is a great move for tourists looking forward to exploring our country.
You can’t get lazier than swiping a card / pre-storing payment details just ONCE!
There will be no such thing as overusing your card, especially during difficult times. Swipe it for a purchase and you’re good to go. No more hunting for change in your pocket / wallet / bag / other nooks and crannies they managed to slip into. Added bonus: It just adds to your laziness. Now, who would want to go against that?
But, a move like this cannot be taken for granted. Regular monitoring of one’s own funds is the primary reason for this move to be able to thrive. You can check your account details online without the hassle of visiting the bank by visiting the website provided by it instead. The web and mobile applications made available by banks equip you with another option to go cashless.
Let’s make a conscious and informed effort towards having a cashless society.
Going cashless in your society is easy with Collection Gateway by ApnaComplex. Try it here. Go cashless today!
When one purchases property to move into, or for investment purposes, its pros and cons come along with it. Formalities need to be completed and documents, such as an occupancy certificate or a partial occupancy certificate, need to be procured before one transports their belongings all the way across the country or hires movers to move them from the opposite building. These two documents are just as important as the rest, if not more.
On completion of a building / project, the builder must apply for OC to the local authority in charge. An occupancy certificate is issued to him, stating that the residences in the buildings constructed by him are fitted with all the facilities and utilities as promised at the time of construction. This means that the premises are fit for occupancy.
But when does the need for a partial occupancy certificate arise?
A partial occupancy certificate comes into the picture when there are blocks or phases of large projects to be developed with varying completion dates. When the construction of one phase is completed, the concerned authority grants a Partial OC to the builder after thorough inspection of the building. Similarly, phases that are completed after that are given a Partial OC as well.
A Partial OC is replaced by a consolidated document called the OC (Occupancy Certificate) stating that the entire project has reached its completion point and is now deemed fit for occupancy. All the Partial OCs for that particular project become invalid once the Final OC has been granted. Until then, they act as the OC for that particular phase. The concept of Partial OC has always existed but it is becoming increasingly significant nowadays, since townships and other residential areas are being built in phases.
Pollution Control Board (including Sewage Treatment Plant)
Forest Department
Parking regulations
Electricity Board (including elevators)
Waste Disposal and Management facilities
Rainwater harvesting facilities
Airports Authority clearance, if the project is within the range of an airport
How does an OC come into the picture at the time of redevelopment?
If there is redevelopment taking place or there are additional floors to be built, the developer obtains a Partial OC for every flat on every floor that is constructed and ready for possession. This Partial OC is also replaced by a final OC at the time of completion of project. If, for whatever reason, the project has not been completed or was unable to be finished within the specified duration or permissible time limit, construction should be stopped. After that, an inspection will follow, based on which a final OC will be granted to the residents.
Importance of OC and Partial Occupancy Certificate:
Legal and immediate possession of a flat is valid only if there is the OC or Partial OC to show for it.
Builders cannot hand over flats to buyers without receiving the OC from the concerned authority in charge.
Without an OC, buyers / owners are not eligible for any insurance or compensation claims.
Possession of a Partial OC lets one apply for sanitary, water and electricity connections. Even if these facilities have been made available without an OC, they are liable to get disconnected.
OC is generally required to get a home loan sanctioned by a financial institution. With a Partial OC, one may not get an approval for their home loan.
Application for Partial OCs and OCs need to be submitted within 30 days of completion of the project / phase. The local authority, in turn, must respond within 30 days of receipt of the application, providing an acceptance or rejection and reasons for the same. The OC is a necessity when one wishes to sell their flat.
An OC or Partial OC tells you about the extent of deviation from the sanctioned plan and acts as an assurance to its regularisation, if the violations are within 5 percent of –
(1) the setback that is to be provided around the building
(2) plot coverage
(3) floor area ratio
(4) height of the building.
The deviations are regularised after the modified plan is approved by the authority in charge.
If you have purchased a flat that is under the phased development plan, insist on getting a Partial OC. This is valid until the project is under construction. Then make sure you replace it with an OC once it is completed. Keeping these important documents safe and available whenever they are required is of utmost importance. These are synonymous with other necessary compliance that ensures the safety of the flat and the quality of facilities that are being provided. The amenities and services that a flat owner receives must live up to the quality that was promised by the builder. Getting an OC / Partial OC helps to acknowledge this.
Thoughts and comments
If you have any thoughts on the partial occupancy certificate, please do share them with us by commenting below.
Got a carpet for your home but it doesn’t look new anymore? These tips will teach you how to clean your carpet effectively and get back that brand new look.
Regular clean-ups:
Your carpet is the main focus of your room. So, keeping it clean by vacuuming it at least once a week or fortnightly is a habit that will extend the life of your carpet.
Prevent dust accumulation by doing so, especially if there are children in the house.
Affairs in odour:
Baking soda is a regular for getting rid of odours in general and it works just as well on carpets.
If your carpet is unattached to the floor, drying it in the sun is the most natural way to get rid of a stench.
Another option would be to add 5-7 drops of your favourite essential oil to any cleaning concoction, spritz the carpet and vacuum after a few minutes.
Mould / Mildew:
A mixture of lemon juice and salt or hydrogen peroxide (3% or less) and water will help in killing the fungi that cause moulds.
A non-chlorine bleach would work just as well but testing it out on an inconspicuous area of the carpet first is advisable.
Accidental spills:
The best way to reduce damage to the carpet due to a spill is by absorbing most of the liquid as quickly as possible with a dry, white cloth.
Never rub a stain as it will reinforce the stain/debris into the carpet and wreck the carpet fibres. We cannot stress more on this fact.
Work your way inward by starting the blotting process from the edges of the spill.
In case of food, pick it up off the carpet and pat the area lightly with a soft, clean paper towel.
Apply dry baking soda on the area and let it sit until it foams and pat the area again.
Do not rub the stain as it will push the matter deeper inside and make it extremely ugly and difficult to work with later.
Wine stains can be taken out by first applying cold water and then by using –
A generous amount of salt to absorb the liquid OR
A mixture of a lower concentration of hydrogen peroxide (upto 3%) and dish soap. This is best saved for light coloured fabrics as hydrogen peroxide is a bleaching agent. Spray soapy water and subsequently, lukewarm water after that. OR
White wine / vodka dilutes the red colour when applied instantly to the red wine spill. Blot the area with a sponge and apply a thick baking soda paste on it. Cover the stain with a clean cloth and apply slight pressure to it. Let it sit overnight and vacuum the baking soda once it is dry.
Coffee and other stains can be taken out by using ordinary shaving cream or a liberal amount of club soda and letting it stay for a few minutes before spraying it with water.
Ink blot:
Pure alcohol will make your ink worries disappear, because that’s where the magic of alcohol lies. Use alcohol on the ink stain to release it from the fibres.
Always blot ink or any other liquid from the outside to the inside to avoid spreading the spill.
Shaving cream can also be used to get rid of an ink blot. But, make sure you get rid of the foam that is formed by adding water, dabbing gently and vacuuming.
Greasy smears:
Corn flour can help to get rid of sticky messes on the carpet as it dries out the stickiness. But, it must be used immediately.
Chewing gum and other sticky substances can also be taken off by using an ice cube to harden them first.
Wane wax:
Do not fret if wax has dripped onto your precious carpet, especially if it has dried up. Heating it will make it come off just as easily. Place a white cloth over it and iron the cloth for a little less than 30 seconds to warm it up, so that you can scrape it off with a butter knife.
Oil aboard / Crying over crayon:
One teaspoon of dishwashing liquid (without bleach) should be diluted in one cup of water and sprayed onto the carpet and blotted until the oil / crayon stain lifts.
Blood work:
Paper cuts or other causes of blood drops on your carpet shouldn’t raise your blood pressure since the dried blood can be made loose with a concoction of water and a mild detergent. It can then be scraped off. The remaining blood can be removed with hydrogen peroxide. Foaming is normal on application. Blot with a dry towel to finish up.
Pet peeves:
The most well-trained furry friends can accidentally muck up the carpet. One easy, but gradual, DIY solution to this is to create a blend of 30ml of water, 3 tablespoons of brown sugar and 1/2 a cup of citrus fruit peels (like oranges or lemons) in a container. Shake it well and let it sit for 3 months (you read that right) and your naturally prepared suspension will be ready for a cleaning.
Throw ups:
Blot as much as you possibly can and dilute it with club soda or baking soda. Then apply 1 tablespoon of ammonia to 10 tablespoons of water and spray it on the soiled area. Let it sit for a few minutes, spray cold water over it and then blot again. Vacuum the area after it has dried.
Water trouble:
We know that most of the remedies we have given you make use of water. But, that is because your carpet has already been ruined. Water ruins carpet texture so keep it as far as it can be kept from carpets, unless it is needed for cleaning.
In case of a spill, blot the area and absorb as much water as possible with a dry cloth or paper towels.
If there is excess moisture in the carpet, place thick white towels on the spot and weigh them down with a heavy object like a big book to add some pressure.
Quick suggestions:
As much as you might have heard about vinegar being a good stain remover, avoid using it since it contains acid and that could ruin the carpet’s delicateness.
One obvious piece of advice that we’d like to remind you of is to test any new cleaning method on a small area first.
To prevent the carpet from catching rust stains from furniture, place a foil or plastic sheet beneath the legs.
If your carpet has lost some colour in the cleaning process, touch it up with a little acrylic paint, felt pens or permanent marker.
While looking to buy a home, one of the first things a buyer notices is the condition of the carpet. So, keeping it well-maintained will increase the chances of a sale you’ve been wanting to bag.
These solutions cover, pretty much, every carpet complication that could arise and are enough to get you through the tough day you might need them for. Hopefully, you don’t wonder about how to clean your carpet on such a day. Bookmark this guide to access it whenever you need to. Until then,you learn something new every day.
Do let us know if you have any additional information relevant to carpet cleaning in the comment section below.
Wanna know how to choose room colour? Find out here.
Have you ever really noticed the patterns of your daily routine? Do you know why you make certain choices over others? Why you chose that shade of yellow in your living room or why you knew that lilac wall would make the room seem very welcoming? Colour, being a non-verbal language, depicts emphasis in a profound manner.
The colour you paint your room in signifies the level of comfort you are going to have when you start using it. But colour psychology works on a daily basis, more often that you would realise. So choosing the right colour is just as important as choosing the right room for it. Here, at ApnaComplex, we’ve put together a list of basic colours and the vibe they give away when used as paint. With the guidance rendered in this post, you will now have a well-informed reason to splash your room with the colour of your choice.
PURPLE —
Purple, depending on the shade, evokes varying levels of richness and sophistication. It inspires spirituality and prosperity and adds a dash of adventure to an otherwise mundane room. A stylish choice, purple hues encourage a fresh take on issues that are hard to come to conclusions to. Adding depth to a room, purple evokes compassion and humanity.
PINK —
Pink is a very common colour in a little girl’s room and is accounted for as it represents love and understanding. Hues such as rose, lavender pink and mimi pink are a crowd favourite. Use sophisticated fabrics to avoid a pale and monotonous look in the room. Vivid pinks are also viewed as glamourous and powerful and can be counteracted with blacks and greys. Such hues can be used in entryways as they are transitional spaces in a house and suggest movement, so save brighter pinks for the smaller spaces.
RED —
Red acts as a stimulator; a stimulator of appetite, conversation, etc. So, it is best to save the reds for the kitchen and dining rooms, but to add flair and depth into your bedroom, one wall can be highlighted with a deep red to make it stand out.
ORANGE —
Orange is an edifying color and it promotes happiness, warmth, emotional strength, optimism and spontaneity. The living room could do with a hint of orange as it also a social communication enhancer. The kids’ room could also have some orange walls as it aids in creativity and new ideas. This is one of the most underused colours and will add a touch of quirkiness to any room it is used to paint.
YELLOW/GOLD —
Yellow symbolizes power and vibrancy and also stimulates health, wisdom and patience. It acts as an excellent mood enhancer. In feng shui, yellow and gold are associated with wealth. These colours can be used in smaller spaces around the house and in entryways, making them seem larger and airier. Avoid using bright yellow hues in calmer sections of the home as they stimulate the nerves.
GREEN —
Green is the colour of new starts and growth, healing and freshness. It is the primary colour of nature and it encourages stability and rejuvenation and improves concentration. Green tints would do very well in the bedroom, kitchen and study but can be used to spruce up a living room with minimalistic varying textures. The bathrooms could use a little bit of green to make things less monotonous as well.
AQUA —
A mix of blue and green, aqua, represents youth and helps in inducing a state of relaxation and meditation. Aqua coloured curtains complement white walls and help in reducing sleep difficulties. Aqua ornamentation creates a feel of spirituality.
BLUE —
A blue room projects tranquility. Blue is said to have relaxing effects on people as it lowers blood pressure, reduces respiration rate and heart rate. Deeper blues infuse wisdom and introspection into the room, but overdoing it can make the room give off a dismal vibe. Blue walls are best saved for family rooms, bedrooms, larger kitchens, bathrooms and for a twist, a powder blue ceiling.
BLACK —
Black is a colour that adds an essence of contemplation and reflection to a room. It also creates a mysterious element when paired with metallic ornamentation. As a more formal and elegant but magnetic colour, it should be preferably used as an accent colour (complementary colour).
GREY —
An unknown fact about the colour grey is that it cultivates helpfulness. A harmonious union of black and white, when paired with eye-popping hues of pink, it creates a balance of subtle and bold. Grey is a calming colour with a delicate aura and silver and grey can be used in different tones to create a perception of enchantment and mysticism. It is alluring and charismatic when paired rightly with a red.
WHITE —
White is a crisp colour that invites clarity, precision and communication and is normally used in kitchens and living rooms. White’s cleanliness and contrast to almost every colour works in any room, especially with woodwork. White also looks dainty when it is used along with grey and provides a seamless background for black furniture.
BROWN —
Brown is an earthy tone that offers stability and security. It is generally used to highlight bolder colours like orange or lime green. Brown is the colour of wood and wood can be used to add an elegant and warm feel to a room. Browns combined with hues of green, like sage, discourage tension in the room and create a sophisticated mode of living. Brown can be used in the dining room or as an addition to the bedroom paired with a lighter, more airy colour such as aqua or pink.
How to choose room colour depends on the different hues of these colours that evoke specific emotions. Room colour decisions should always be made keeping in mind the ideal room setting, embellishments and furniture that is used in the room. The colour of paint makes a drastic difference in the perception the room creates about itself since the character of the room is decided by the undertone that the colour projects. A light room with a dark wall can change the perceptive depth of the room, and in addition, the more tranquil / bold your colour is depends on what you would like to see all year long. The ultimate goal is to blend the colours you would like to look at in the most pleasing manner possible.
Quick tips
Mix and match colours that highlight architectural details and centerpieces in the room.
Saturated colours like sunshine yellow and lime green add energy to the room.
Cool colours like blue, green and purple make the room look larger and more spacious.
Colours on the opposite of a colour wheel normally complement each other, but watch out for overplay.
Notice how a color behaves in relation to other colors and shapes, and compare the contrasting effects for a good and balanced feel.
Stick to a maximum of four colours per room to keep things lively, but not too busy.
Try a few test patches of the colours you’ve chosen to decide what compliments the room best so that it doesn’t tire out your eyes.
…And don’t forget!
Now that we’ve given you a low-down on how to choose room colour, we hope you have an easier decision-making process when it comes to home décor and home improvement. Happy colouring!
